Announcement auction - VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK

The name of the Share Ownership Company

VIETNAM POSTS AND TELECOMMUNICATIONS GROUP

The name of the Auction Issuer

VIETNAM MARITIME COMMERCIAL JOINT STOCK BANK

Address

54A Nguyen Chi Thanh Street, Lang Ward, Hanoi City

Business line

Other monetary intermediation activities

Chartered capital

31,200,000,000,000 VND

Par value

10,000 VND/share

Beginning price

18,239VND/share

Number of shares offered for competitive sale

188,705,972 shares

Number of shares for foreigners

188,705,972 shares

An auction method

Each investor is given one Auction Participation Form and can only record a maximum of 02 (two) purchase prices; the minimum purchase volume for each price is 100 shares and is placed in multiples of 100 (except in the case of registering to buy all the shares offered); the total purchase volume of all prices must be equal to the number of registered shares

Step price: 1 VND/share

Registration time and place

+ Time: From November 28ᵗʰ, 2025 to 3:30 PM on December 19^th, 2025

+ Place: At Branches/ Trading Offices of PHS, detail as follow:

1, Tan Binh Branch

Park Legend Building, 251 Hoang Van Thu Street, Tan Son Hoa Ward, HCMC,

Phone: (+84 28) 3813 2401 Fax: (+84 28) 3813 2415

2, District 3 Branch

4^th Floor, D&D Tower, 458 Nguyen Thi Minh Khai, Ban Co Ward, HCMC,

Phone: (+84 28) 3820 8068 Fax: (+84 28) 3820 8206

3, District 1 Branch

Room 1003A, 10th Floor, Ruby Building, 81-83-83B-85 Ham Nghi, Sai Gon Ward, HCMC,

Phone: (+84 28) 3535 6060 Fax: (+84 28) 3535 2912

4, Thanh Xuan Branch

5^th Floor, UDIC Complex Building, N04 Hoang Dao Thuy, Thanh Xuan Ward, Hanoi,

Phone: (+84 24) 6250 9999 Fax: (+84 24) 6250 6666

5, Hai Phong Branch

2^nd Floor, Eliteco Building, 18 Tran Hung Dao, Hong Bang Ward, Hai Phong,

Phone: (+84 225) 384 1810 Fax: (+84 225) 384 1801

Time of deposit

+ Time: From November 28ᵗʰ, 2025 to 3:30 PM on December 19^th, 2025

+ Customer transfer deposit (10% of the total value of shares registered for competitive offering at a beginning price in VND) to an account specified in the competitive offering regulations,

Time and place to submit the auction slip

+ Time: No later than 4:00 PM on December 24ᵗʰ, 2025,
+ Place: Drop Competitive offering slip directly into the box at the PHS branches/transaction offices mentioned above,

Note: Auction slip must be sealed in a sealed envelope and signed by the customer's signature on the sealing edge,

Time and place for auction

+ Time: 10:30 am on December 26ᵗʰ, 2025

+ Place: Hanoi Stock Exchange (No, 2 Phan Chu Trinh, Hoan Kiem Ward, Hanoi City),

Time for deposit to buy shares

From December 26ᵗʰ, 2025 to January 5ᵗʰ, 2026

Time for refund the deposit

From December 29ᵗʰ, 2025 to January 5ᵗʰ, 2025