FIR: Announcement Adjusted Loan and/or Mortgage ratio

PHU HUNG SECURITIES CORPORATION __________ No: 21/2026/TB-QLRR

SOCIALIST REPUBLIC OF VIETNAM Independence - Freedom - Happiness ________________________ Ho Chi Minh City, March 04, 2026

ANNOUNCEMENT

R/e: Adjusted margin loan and/or mortgage ratio

According to:

• Meeting minutes of Risk Management Committee on March 04, 2026

Phu Hung Securities Corporation kindly informs Customers about adjusted margin loan and/or mortgage ratio as follow:

1. Adjusted margin loan and/or mortgage ratio:

No.	Stock Code	Name	MR mortgage ratio (%)		DP mortgage ratio (%)		Stock Exchange
			Old	New	Old	New
1	FIR	First Real JSC	30	22.5	30	22.5	HOSE

 *Keep loan ratio at 0%

2. Effective:

• From March 05, 2026: Be applied the new margin loan and/or mortgage ratio.

Respectfully,            

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