Aiming to meet customers’ demand for using capital immediately, PHS provides "Payment in advance service" (PIA) and customers will be charged an amount fee for using it.

Two options to use this service:

1. Payment in advance via Branches/Trading Offices at PHS

  • Customers go to PHS’s Branches/Trading Offices, and they request for PIA service.
  • Customers sign into the form “Payment in advance”.

2. Payment in advance via online trading:

  • Customers must register for using PIA service via PHS-WED TRADING and already select using “online PIA” or signing form register for using PIA service.
  • The method for using online PIA: please see at www.phs.vn, select “Support” => “Online Trading” => Web Trading, Home Trading or Mobile Trading.

3. PIA interest: 11.5%-13.5%/year*

* Year is on a 360-day basis.

4. Time to use PIA service: from 08:00 to 16:00 daily (Monday to Friday).